Your information should feel like yours.

Covarify collects the information you choose to provide. If you connect an institution through Plaid, the approved Transactions product supplies connected account, balance, and transaction information for your Money Picture and decision support.

When you use Ask, Covarify sends the minimum relevant user text and financial context needed to an AI service to interpret the request and prepare an answer. Covarify does not send your authenticated user ID, email, institution credentials, Plaid access token, or full financial history in that model context. Provider processing remains subject to the provider and Covarify account controls; Covarify does not promise zero provider retention.

Disconnecting immediately revokes the Plaid Item, destroys its encrypted access token, and stops future synchronization. Historical financial data remains until you request full account deletion so your existing Money Picture and decision history remain accurate.

Full account deletion immediately disables your account and disconnects every institution. Financial data and synchronization records are removed within 30 days. Encrypted backups expire within 35 days. Limited consent, deletion, security, and legally required records may remain. Read exactly what account deletion means.

For privacy or data questions, contact contact@covarify.com.